Mortgage rates were little changed Thursday in quiet trading. This morning, the European Central Bank (ECB) made no policy changes. ECB President Mario Draghi said that the ECB had not yet begun to discuss its plans for bond purchases next year and that the discussions will begin this fall. In the U.S., weekly Jobless Claims fell to 233,000, below the consensus forecast of 245,000. The Philly Fed regional manufacturing index fell to 19.5, a bit below expectations. No other key data will be released today.