Mortgage rates were little changed Monday despite Italy’s failed referendum yesterday that increased uncertainty of future monetary policy in Europe. Investors shifted to safer assets, which is typically good for bonds, last week in anticipation of the vote. The European Central Bank will hold a meeting this Thursday to discuss options. In the U.S., the Institute for Supply Management services index rose to 57.2, beating expectations. Readings above 50.0 indicate expansion in the services sector of the economy. Stocks moved higher. No other key data will be released today.