Mortgage rates were little changed Wednesday after inching higher over the past few days. In economic news, November Housing Starts declined 3% to an annual rate of 861,000, below forecast. Meanwhile, Building Permits, a leading indicator, increased 4% to the highest level since July 2008. Investors’ main focus remains the “fiscal cliff” negotiations in Washington, where progress has been slow. Results from today’s 7-year Treasury auction will be released at 1:00 PM.