Mortgage rates held steady Monday in spite of new data suggesting the housing market may be nearing bottom. Construction Spending rose last month for the first time in six months. Also, the National Association of Realtors reported Pending Home Sales increased 3.2% in March. Both reports beat consensus forecast. Stocks moved sharply higher. The results of the government “stress test” for 19 large financial institutions will be released Thursday. Non-farm Payrolls for April will be reported Friday.