Mortgage rates were little changed Tuesday as Pending Homes Sales rebounded unexpectedly in December following three consecutive monthly declines. Lower home prices and interest rates fueled the sales increase. Bargain hunters appear to be entering the market, which may be an early indication of much-needed stabilization. Stocks moved modestly higher. Debate continues in the Senate over the fate of the stimulus package, the cost of which has grown to nearly $900 billion. Minority Leader Mitch McConnell (R-Kentucky) proposed government-backed 4% mortgages as part of the plan, but the cost would likely be prohibitive and implementation problematic.