Mortgage rates were little changed Wednesday as the House and Senate began reconciling their differences in the proposed stimulus bill. Prospective buyers may be interested in the debate over a Homebuyer Credit provision. The Senate bill calls for a maximum $15,000 tax credit for purchases of all homes being used as primary residences, with no income limitations or payback requirements. The House eliminated the payback provision from its version of the Homebuyer Credit, but limits the benefit to $7,500 and contains maximum income restrictions. In economic news, stocks were mixed after yesterday’s drubbing. Crude oil prices fell to around $37 per barrel, the dollar was higher. Retail Sales figures for January will be released Thursday.