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WHAT
THIS IS:
This is a disclosure required by federal law which is intended to tell you (among
other things):
- Where
we get information about you (our sources);
- What
we do to protect the information we have collected
about you; and
- What
our policy is about sharing information about you
with others.
WHO YOU
ARE:
This policy applies to you if you are a customer of ours.
A "customer" is a natural person (not a corporation) who - for personal,
family, or household purposes - has or recently had a financial product with
us, such as a mortgage loan.
DEFINITIONS:
Here are other terms we will use in this disclosure:
Information means nonpublic personal information,
a technical term that generally means
(1) information that can identify you;
(2) that is not available publicly; and
(3) that we collect in connection with providing a financial product or service
to you.
We
will use the word information to mean nonpublic personal
information.
Affiliates are
companies that are related to one another by ownership,
common ownership, or control. For example, if one
company owns or controls another company, they are
affiliates of each other.
Nonaffiliate means
a company that is not an affiliate of another company,
and it also means a person who is not an employee
of a company.
Opt
out means a choice a person can make (in certain
cases) to prevent a financial institution from
sharing information about that person with others.
(You do not have a right to opt out because we
do not share information about you for marketing
purposes.)
JOINT
ACCOUNTS:
If you have a joint account with us (for example, you are, or you have, a co-borrower
on a loan), you should share this notice with the person who shares your account.
He or she may not get a separate notice.
SOURCES
FOR INFORMATION:
We collect information about you from the following sources:
- Information
you might provide us on application and other forms;
- Information
about transactions we might conduct for you;
- Information
about transactions you might conduct through an
affiliate of ours;
- Information
about your transactions with nonaffiliated third
parties; and
- Information
from consumer reporting agencies.
OUR
PRIVACY POLICY:
WE DO NOT SHARE INFORMATION ABOUT YOU WITH ANYONE EXCEPT AS REQURIED OR PERMITTED
BY LAW.
FORMER
CUSTOMERS:
We have the same policy against disclosing information about former customer
as we do about current customers.
SECURITY:
We restrict access to the information we have about you to those employees
who need to know that information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards to guard your nonpublic
personal information. (We are required to do so by federal regulations.)
CHANGE:
We can change this policy, but we will tell you in advance if we do, and we
will explain any further rights you might have at that time.
WHO WE
ARE:
Mortgage Network, Inc.
10529 A Timberwood Circle
Louisville KY 40223 |
